Is there a legitimate place to get a personal hard luck loan?

Is there a legitimate place to get a personal hard luck loan?

Are there any legitimate lenders that will do personal loans to help people get caught up on bills. Without paying 300%

Related :

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How do you put an alert on your credit?
I know I can get a credit history statement from one of the 3 credit companies (Transunion, Equifax, etc), but how do you put an alert on your credit that will make sure you are called if someone tries to open up new credit in your name? My main question is does the alert work””””?””””””
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“”When purchasing a home, how do you calculate mortgage?””
What I mean by this is, let’s say I buy a home worth $220,000. I deposit 20% which is $44,000. That leaves me with a remaining of $176,000. So if it’s a 30yr. mortgage, and the interest rate is 5.5% (I don’t know the current), then how much will I be paying every month on a fix term? My guess is this: 5.5% is annual percentage, so $176000/30=$5867 x 5.5% = $322.67 So add $5867 with $322.67 and = $6,189.67/12months = $515.81 … am I correct?””
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Should John file for bankruptcy?
John is seriously considering bankruptcy because he has a large number of outstanding debts, the principal ones of which are as follows: (1) he owes his ex-wife $25,000 in back alimony and child support; (2) he owes $20,000 in guaranteed student loans; (3) he has a lawsuit pending against him in which his ex-girlfriend is asking for $50,000 in damages (the suit is based upon the intentional tort of battery and arises from an incident in which John got mad at his girlfriend and hit her); and (4) he owes First Bank $20,000 for the loan securing his new sports car. Should John file for bankruptcy?””
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“”Low credit score, need to buy a car. What to do?””
I have a low credit score, to be exact 521. I dont have any accounts in collections, I pay all my debt, I dont ow a penny to anybody. I need a car asap, I dont want to use a cosigner because that involves too many complications and I dont like to ask for that kind of favor, not even to family members so that option is out of the question. Instead, I would like to buy a used car. I recently found one and I have $2000 saved for it. The car costs no more than 10,000. I dont want to apply for a loan because most likely I would get rejected and that application for credit will impact my credit score in a bad way. Any ideas on what to do? Is there a bank that could help me? I know the interests are too high and bad credit car loans are not recommended, but, is there anything else out there for me? Thank you in advance””
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Any good payday loan company in the UK????

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“”Loans, credit, payoff, etc?
I applied for a loan and got denied in June. Since then i have paid OFF the biggest credit card and paid down or off most of the others. My banker told me that I need to make sure the paid ones are off my credit report b/c they would be holding me back. i requested my credit report but Im pretty sure they are still there. how do I get them removed? I applied for the loan again last week =and got denied so that petty much says they are still on there. Help! Ive improved my standing so much and still cant get this!?
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How could I redeem the cash inside a norton visa debit card?
I dont know what to purchase using the norton visa debit card, so I was planning to visit the bank and ask the teller to get cash of $40.00 from the norton visa debit card(rebate), but I dont know if I can do that, or could I?””
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Can you find a credit card for people with bad or no credit?
I dont know which one i have no credit or bad credit lol.. Im on a search for a credit card in these hard times i have 2 kids that need diapers and im still looking for a job. Does anyone know of a credit card company that helps people build their credit that isnt a pay first card?
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How do I cancel my best buy credit card?
I applied for a best buy credit card and was approved, however I no longer want to the purchase I had in mind, thus resulting I will never use the credit card. How do I cancel it? I looked for the answer everywhere on their website. Will the account just close if automatically if there haven’t been any activity on it?””
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What time does USAA pay?
So I have USAA, and pay day is on Monday! So, will I get paid 2morrow? And at what time?? I wanna go early morning shopping 2morrow, and would love to have some extra cash!!!””
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Where can i get a payday loan in Atlanta ga?
i know its a bad idea but its my last resort. I dont want to do it online. and i cant pawn my title.. any ideas?
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Where can I find a payday loan for people without a debit card?
I know I shouldn’t get a payday loan, but my rent is due now and I can’t pay it until the end of the month.””
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“”Discharged from bankruptcy, now what are my options for buying a house?

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Where can I get a credit report and score without having to give a credit card number?

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What is the average interest rate on a small personal loan?
I’m looking at buying a car and need around $2000. My mom would co-sign the loan because I have no credit. I would probably make the loan out for 36 months. What can I expect in interest and could I pay the loan off early if i wanted to?
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Chapter 13 and income during bankruptcy?
Is the amount that you are to pay each month set in stone or does it change? Is it deducted straight from your payroll, like a garnishment, or do you have to pay it personally to the trustee? How do they determine how much money goes to the trustee and how much you get to keep each month for household expenses? Thanks””
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I am looking for info about repairing credit?
Is there any books or websites out there that will help me figure out how to repair my credit? I don’t have CC’s I am paying all my bills on time.. I have stuff on there from when I was younger that I would like to get taken care off and raise my credit score.. Any help would be awesome
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Can I get approved for an USDA Mortgage loan?
Hi. I wanted to know my chances of getting approved for an USDA Loan. I checked my FICO scores at myfico.com and they are 694 TransUnion and 653 Equifax (I know…not so great). I was an immature college student and I had a couple of charge offs that were paid off 4–5 years ago. I also have about $34,000 in student loans (Obviously college screwed me up! =) ). I have rented an apartment for 2 years and have since opened 2 store accounts and I have NEVER been late with either. Another good thing is that I have about $4,000 that I am able to use toward a home, I have been at my job for 4 years, and I am technically a full-time grad student this fall (10 credit hours). My job is letting work and complete my internship there. Will this hurt me? Do I have a chance of getting approved for an USDA loan for about 75K-85K? Or, do I need to wait until those charge offs disappear and try to get a conventional loan? Looking for accurate advice only! No online scams please! Thanks! =) *** The housing development I like qualifies for the USDA mortgage. Sorry so long….just want an accurate response…. thanks!””
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Lower cash offer over a higher loan offer?
Ok, my husband and I are looking at a foreclosure property that the bank has it listed asking 244,950 for it. We were planning on asking $215,000 cash for it but there is an offer for about $240,000 but we’re pretty sure it is a loan. Would this be more enticing to the bank? I’ve been told the bank just wants their money back and be done with it. The other thing is, say the $240,000 loan goes through, does the bank the people are lending from give $240,000 out right to the bank who owns the foreclosure right away or is there a long process of the bank w/ the foreclosure getting all their money?””
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“”How to get a loan for 100,000 to 200,000 dollars with no credit?””
i am a 21 year old looking to open a small legit business.. im currently building on credit, and have a very small income. i know a bank cant really provide , but there has to be other ways around this. there has to be more options of where i can go or who to ask , etc. what do you think ?””
“Is there a legitimate place to get a personal hard luck loan?

Are there any legitimate lenders that will do personal loans to help people get caught up on bills. Without paying 300%

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If you declare bankruptcy do you still have to pay any left over debt off?
If you sold all your assets, and property and emptied your bank account, but the debt is still not payed off what happens?? Do you go to jail? Or is everything okay and your debt becomes cleared? Thank you for your time””
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3 Free Credit Reports?
I know that under US Federal Law, I am entitled to 3 free credit reports from the 3 main credit agencies, Equifax, Experian and TransUnion per year. Am I entitled to 1 report per agency every 12 months or is it every calendar year (once from Jan 1 to Dec 31)? For example, if I request a report from TransUnion on Dec 29, and then on Jan 3 of the next calendar year, would I be able to get that report for free, or is the law specifically once every 12 months per bureau? Thanks””
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Can I apply for an SSS salary loan without an SSS ID or an E6 form?
I only have my E1 form. Can I present that and two valid IDs in lieu of an SSS ID/E6 form. I haven’t been able to apply for an SSS id yet…
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What makes you qualify for a Chapter 13 bankruptcy over a Chapter 7 bankruptcy?
I am more interested in the Chapter 13 bankruptcy because i would not like to sell my belongings.. I would much more like to pay a portion of the credit cards and what not back.. The reason i havent been able to do so is because the interest keeps adding up and has become too much so I really just need all of that to come to a stop
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“”I paid $7000 of interest the last year on my mortgage, how much will I get back on my tax returns?

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I paid my credit card late by one day and am worried?!?
I totally forgot to pay my credit card and missed it by one day…I guess I’m going to have to pay finance charges and a late fee? Will this effect my credit score? Will it affect my interest rates? I always pay my card in full and on time and this is the first time ever this has happened if I call will they waive the charges?
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Question Chapter 13 bankruptcy and foreclosure?
I filed a Chapter 13 Bankruptcy last year and have been on time with my payments and now I’m facing foreclosure. When they do finally foreclose on my house and sell it for less than what is owed on it, what will happen with the remaining balance owed on the property? Will my Chapter 13 payments go up and will I be responsible for the remaining balance on the property?””
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What does Minimum payment in my credit card bills mean. What happens if pay less than the Minimum payment?

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How long does it take to get the final decree from the trustee in ch. 7 bankruptcy?
Once someone gets the final discharge of debt paper in the mail from the bankruptcy judge, how long does it take to get the final decree in the mail from the trustee? It states that the bankruptcy is not final until the trustee declares it so even though the judge has. It took over 5 months to get the discharge of debt form. Does anyone know anything about this?””
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What does ‘estimated date item with be removed’ mean on a credit report?
Ok…I might have sounded really thick asking that and by the replies you think I am. I guess what I also mean is that if i didn’t pay them would the debt just go away after that date…I don’t intend to do that hench trying to pay them off. I just find it a bit weird that companies would give up!
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I’m not sure what it means on my credit report when it says it’s scheduled to continue on record until XXXX.?
So, those things will be gone, but can’t they go back on if I’m still in negative standing. Most of these would be the student loans, but the first one is a Cable company from when I was first married…””
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What percentage will ACE cash express charge me to cash a personal money order?
What percentage will ACE cash express charge me to cash a personal money order? Does anyone know? Also, does walmart only cash government checks or paychecks but not personal checks? Thanks””
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What are the advantages and disadvantages of a mortgage?

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How does the removal of tax deductions on mortgage interest rates affect the housing market?

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What’s the best way online to re-finance my home to a lower rate?
I guess what i’m really trying to ask is if there is a website that can shop between competing online financers to refinance my house with a lower rate. i got a 30 year 165k 5.75 loan
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Age verification with a Credit card for a website?
ok, on some adult sites and such they require you to verify your age with a credit card but i dont want to give them my card i am worried they will charge me. will they? and can i get informative answers pls””
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Which bankruptcy is right for me?
I have unsecured debt along with two auto loans that have been repossessed and now I am being sued for the amount owed on the vehicles. I got divorced in 2007 and I have been struggling to stay afloat. I am tired of the phone constant phone calls and now being sued is enough. Is a chapter 7 or 13 the better choice for me? My credit is garbage and I understand the negative effects of a bankruptcy… Thanks
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How does bankruptcy afffect your checking account?

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Where can I get my free credit report without joining or signing up for something?

“Is there a legitimate place to get a personal hard luck loan?

Are there any legitimate lenders that will do personal loans to help people get caught up on bills. Without paying 300%

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Bad credit history from past how can i get my credit raiting back up when i cant even get a credit card?

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Loan question?
Is there somewhere or anyway somebody can find a loan with bad credit , not cash advance a long term loan ?””
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Can you obtain a bail license in california after filing bankruptcy?

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“”Where do I find my free credit report, thank you in advance?

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Can i convert my auto loan to an unsecured personal loan?
I understand the consequences of doing so (higher interest etc) but I have reason to believe i have become uninsurable on car insurance. I would like to have the title in my name only so that I can register my car to another person (this person will actually be giving me rides, not trying to continue driving until i have my situation figured out). The one positive i have is a good credit score, would a my bank be willing to convert my payoff amount into an personal loan at a higher interest rate?””
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Best way to save and earn money?
I have about $5000 I would like to put away for a year and was wondering what would be the best way to make a decent return on it. From what I read it seems to be a CD but I was wondering if anyone else had any other ideas.
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Do a credit check on internet?
YES, I’ve tired freecreditreport and still want a credit card.””
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Can I use my TD Visa Debit card to buy stuff online?
I recently got a new TD Visa Debit access card and I want to buy stuff online. I was told that I’m only able to use the TD Visa card to purchase things online. Is that true?
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Who is the band that played on the latest freecreditreport.com commercials?

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When will my credit report update?
I pay $5 a month to view my credit report and I paid off a car, and 2 credit cards back in February. They are still not updated on my report as of May 1st. I heard it took 3 months to update… but it hasn’t yet and it has been longer than 3 months. Also, what will all this do to my score? I had a 699 BEFORE all this was paid off. Will I see a 700 or more when it catches up???????””
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I need money today weather it be a payday loan personal loan or loan shark what do i do?
I do have bad credit but i have a grreat job intrest rates dont scare me i am about to be a single mom in a day or so i do need this money fast and havr no money to secure a loan however all recent stuff on my credit is great it was just bout two to three yrs ago but i am .work on it pls advice
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What is the best website to get a credit score without the annoying trial memberships?
I get my free reports at annualcreditreport but they do not give us the free score. where do you recommend i get the score? experian charges $1 with a 7 day trial membership.. any advice? no spammers please!
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How can I find out my account numbers?
Ok I dont have the old bills which is my problem and as far as freecreditreport.com no kidding they are going to charge me a fee that is for there service da. I want to monitor my credit not see my report once a year. Just because they advertise doesnt make them sleezy get your head out of your ***
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A real free credit report site?Anybody?
Does anyone know of a real free credit report site where I can check my credit score without giving them a credit card number?Thanks!
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Auto loans?? No idea what Im doing lol…?
Im 19 and have no credit, or bad credit. My mom cant cosign because of bad credit and my dad wouldnt anyway even if he had good credit. I need a car very soon to get to work. I get minimum wage but good hours so far: 7 to 8 hours a day, 6 or 5 days a week. My problem is that I know nothing about loans. Dont know how to start and especially where to start. And Im not picky about cars either..just as long as it will last me a while. So if anyone knows anything about loans or if you know of a way I could get a good car without a loan please let me know! My sister-n-law said something about a buy here pay here car lot?? I dont know anything about that either lol Thanks :)””
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Trusted online sites to shop for wholesale clothes and jewelry?
Can anyone tell me if wholesale fashion square.com or apparalus.com are sites that can be trusted to shop from? And can you name a couple online wholesale sites for clothes and jewelry, thanx!””
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I’ve had a payday loan sent to collections. Will I be able to get a future payday loan with another company?
what happened was my checking account was compromised. I closed the account and opened a new one. But I forgot that the payday loan was automatically deducted from the old account. The payment was NSF and the loan automatically went to collections. My concern is will this be on m record and cause me to be refused a future loan from another company?
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How can i get a savings acc. payday loan?

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“”Freecreditreport.com, is it a scam?””
BC I wonder if they let you unsubscribe””””.. I’ve had trouble in the past””
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“Is there a legitimate place to get a personal hard luck loan?

Are there any legitimate lenders that will do personal loans to help people get caught up on bills. Without paying 300%

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Can i get a loan if my credit score is 524?
I need to get a loan for a car but my credit score is low. Where can I get a loan without being turned down?
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No credit & recent college grad. Need a auto loan…help!?
Please help…. I am a first time buyer, I need a loan so I can finance a used vehicle. I don’t own credit cards and I have student loans I am paying off- basically I don’t have credit. I have a full-time job, and a down payment saved $800–1,000 — -Can I still get an auto loan? Is it better for someone like me to go through a franchise dealer or independent dealer? Most banks require the loan minimum of $7,500 (U.S.) & the car must be 7 years old (or younger). BUT I also know some dealers can help you try to get a loan as well. I am afraid my APR is going to be way too high? Any recommendations or helpful insight…thank you!””
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Cashing out a 401k question?
This may be a little confusing but I am desperate for help here. Before my husband and I were married he bought a house. We are currently looking at filing bankruptcy and in going through paperwork I seem to have found something odd. In his original loan paperwork it showed 32,000 in a savings and 36,000 in a 401k that he hadnt yet cashed in. He then used 24,000 of the savings money as a down payment on the house. In 2005 his taxes show he owed the IRS 8000.00 from cashing in his 401k in 2004 but the loan which said he still had the 36,000 in 401k in 2005. There is no record of where the 401k money went and he strangely says he cannot remember. First of all, there is no way someone forgets what they do with 36,000 right? If he deposited into a different account, wouldnt it have shown up in the next years taxes because of interest it would have had at the bank? He also had 30,000 in credit card debt and took out an equity loan to fix the house later that year. Is it possible he gave that to his ex-wife or put it in his daughters name and there is no way to trace it? Please help me because I cannot imagine blowing 36,000 in less than a year. Im thinking he put it somewhere in someone elses name or maybe took the cash and put it in his other retirement account which would have been stupid since that one cant be touched until he actually retires. HELP””
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“”What’s the best thing to invest in with $50,000?
and why?
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Will credit card companies accept arrangements to pay off the debt and calculate how long it will take?

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I am looking for cash advance site?
Is there a good cash advance site on the web? I am in need of it really badly. Please advice
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How do i declare bankruptcy? what do i need to know about bankruptcy and how can i find it out?
We just bought a house for $40,000 and we want to keep the house and we can afford to pay for the mortgage. we owe $15,000 on credit cards and pay about $300 a month in finance charges and barely any goes to principal we have no 401K or retirement we have no savings we have a car that we owe $7000 and that’s what its worth according to research. we would like to keep that and can afford the payments. we make about $30,000 a year””
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“”Where in Chicago, and what is the procedure to file Bankruptcy?””
Do I just put the accounts and mortgage loan number on the file form and file, what does it cost to file it. I am in chicago down town.Daley center””
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Where should I get a mortgage after being unemployed for over a year?
I’m having trouble getting a mortgage after being unemployed for over a year. I have been back to work for over 7 months now. So far the banks have been telling me I need two years of work before I can really be eligible. After reading online, some people have been saying I should be able to get a mortgage, without a problem, from 30 days to 6 months of employment. Anyone know of a bank that will loan to someone who was previously unemployed? FYI I have excellent credit.””
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Can anybody recommend a PayDay loan company in the UK that accepts regardless of credit history …?
and doesn’t require a guarantor. I’m just looking for a very small loan for only a week but would like minimal hassle.
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How can you raise your credit score from 626 to 700 in a year?
My credit score is 626 and I am looking for a home. How do I raise my credit score where I can qualify for a home loan
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How do i get into flipping house’s with bad credit?
I am in between jobs and have been hearing a lot about fliping house’s and have not been able to get a loan because of my credit i would like to know how to get a govornment grant or some way to purchase a small forclosed house. i would also like to know where to get listings of forclosedhomes in memphis TN
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… ex.cycle day? …
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Is an auto loan possible with a credit score of 560?
I’m not worried about the car depreciating. I’m not buying the car to make a profit or because I hope to sell it. I’m buying the car because I need a car to get me to school and work for the next four years. I would buy an old junker for a thousand or two but I tried that already. I bought a 10 year old Dakota with 90,000 miles on it for 1000 bucks and I regretted it. That is part of the reason I had the collections account. The truck ran fine for almost two years but once it hit 100,000–110,000 miles, I had to replace a part almost every two weeks. Charged my credit card for them, maxed out, and defaulted. Had to move back in with my parents. So, new plan with my fresh start here is to make sure I buy a car that will last 5 years. If that happens, I don’t care what the car is worth because I got my money’s worth out of it. Cost and worth are two different things that people can’t seem to grasp the difference of. New car I’m looking at is 8 years old and has””
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“”My credit score is 714. To qualify for a home loan, do I pay down credit cards or save more down pmt?””
I’ve got a down payment of about 5% saved. Should I build that up, or pay down my cards to raise my credit score?””
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Do I have to pay to get my credit score?
I am at the annual credit report site for my free credit check and I am asked to pay for my credit score. Is it normal/ ok to pay for my credit score?
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“”Once you fill out your credit report with Equifax or whatever comp , how long till I know my credit score?
Is it like instant ? do the work on weekend like that too?
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If i write someone a check with no money in the account will it go through and best online payday loans?
HI, I am trying to write a check for 1000 to someone but my chase account has no money in it rite now will it go through. Im tryin to pull out the money for them as a cash advance and deposit the money back within a week? I want to know the chances for the check to go through if i cash it at walmart. Need answer fast asap. Thanks if not what is the best place online to apply for a quick 1500 dollar and deposit back within a week?””
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Is it possible to get a payday loan on saturdays?
I live in the united states and I was wondering if anyone knew of any payday loan company that will give a loan on Saturdays?
“Is there a legitimate place to get a personal hard luck loan?

Are there any legitimate lenders that will do personal loans to help people get caught up on bills. Without paying 300%

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