Question ABOUT bankruptcy?

Question ABOUT bankruptcy?

Me and my fianc had a car and the loan was in both of our names and along with other debt I am thinking about filing for bankruptcy my question is if I file for bankruptcy and he doesnt is the back going to continue to go after him for the money we owe on the car

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I want to borrow 300k to set up a partnership with a family member!?
I am setting up a private day nursery with my sister-in-law and have worked it out we need 300k in order to do so. We have about 6K each of savings. Is there any bank who would consider us?
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Approval for home equity loan?
how difficult is it to get approved for one?
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I need a loan where I can use my motorcycle as collateral?

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10 points for best answer. Is it possibe to refinance your home if your still in chpt. 13 bankruptcy?

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Where to get financial help after filing bankruptcy?
My partner just declare himself bankrupt and we both own the property so now i have to buyback his interest to the property from the trustee so that we could keep the property and not lost it. i have up until the end of this month to secure 20,000.00 dollars otherwise the trustee will sell us up. Please anybody up there with understanding help me.””
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Whats a good credit card after you file bankruptcy?
I’m trying to build my credit after our BK.
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Which is the most accurate credit score to get?

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How do you opt to give the house up after filing Chapter 7 Bankrutpcy?
If know you can choose to give up the house in a bankruptcy, but does this mean it is going to go through foreclosure? Are you relieved from any tax liability once going through the bankruptcy procedure? if you owe more than the house is worth, can you try to go through a short sale after filing bankruptcy?””
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Is bank loan (cash) an asset or liability?
im trying to do a projected balance sheet and it wont balance unless bank loan (cash) is a liability but if there is no actual cash in current assets im afraid this might go in there to make things even more uneven
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Is my credit good enough to get a car loan?
I am a 20 year old male, and I have been working at my job (which happens to be my first, and only job) for 2 years and 6 months. I make $10.92/hr. and gross and average of about $1,100/month. I am interested in buying my own car, but cannot do so without a loan. I would be looking for a loan in the area of $7-$15,000. I live at home, no mortgage or rent, and I have had a credit card with a limit of $500 for more than 2 years now. I just checked my TransUnion credit report and found that I was late with one payment in January of this year, but as of now my balance is at 0, and the account is once again in good standing. Would it be possible to get a loan under these conditions, and if so, where would I be better off applying? A bank, credit union, dealer, etc… I cannot use my parents as co-signers because they do not have great credit. If you need any further detail, I would be happy to add. Thank you!””
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“”Bankruptcy, what types and how to proceed?
how to proceed towards bankruptcy and what is the difference between chapter 7 and chapter 13
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A Friend of mine is thinking of declaring bankruptcy..How fast does one recover?
A friend of mine is thinking declaring bankruptcy as an option to start over..I don’t know anything about it except that it stays on your record for 10 years..How fast can one recover and start over?
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What could i afford on a 150k salary?
What could i afford if i had a 150k salary without over doing it? Example car price house price extras ect….
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How do i refinance my car?
loan from bank of america, $350.00 for 7 years. i would like to get the payments around $200.00 or so. anyone know how to approach this?””
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Does Anyone Know A PayDay Loan Service That Works When You Apply Online?

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Auto Loan refinance question?
I am 14 months (13 payments) into a 7 year auto loan at 9%. I have been offered the opportunity to refi at 6% with a different financial institution.. What pros and cons are there to consider. I can afford the current payments but am interested in paying less interest of course. I intend to keep the vehicle for a long time.
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What does discharge of bankruptcy mean?

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What’s in the envelope in premium rush the movie?

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I need a loan I have bad credit and I do not want a payday loan?
I need to borrow 1500 I work full time but I cannot get caught up with things I got behind when I was injured. I need some dental things done and I need to get rid of some bills I do not want a payday loan because I have fallen into that trap and you do not get out. My friends will tell you I am a good person I am just in dire need Please if you can help
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Where can I print out or get a bankruptcy form?
I already filed and when I was looking over my papers the paralegal did not include one creditor, I was told to just print out an amendment to list of creditor. I just cant find it. I don’t want to go back to the paralegal that prepared the papers since this is the 2nd time they missed something. I just need the form and I will complete and file with courts. I am filling chapter 7 in california. Please help, I just want to get this over with.””
“Question ABOUT bankruptcy?

Me and my fianc had a car and the loan was in both of our names and along with other debt I am thinking about filing for bankruptcy my question is if I file for bankruptcy and he doesnt is the back going to continue to go after him for the money we owe on the car

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How do i get approved for a loan without good credit and a co signer?
i have so many bills overdue and i can’t get a loan from no where bc my credit isn’t good and i have no co signer.
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What happens if you forget to pay your credit card bill?
I forgot to pay my credit card bill last month. Its the first time I’ve ever forgot. And since I am a first time user, I feel a little worried. Did my credit score go down? Will I have to pay a late fee? How bad is it?””
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What’s the best way to take off gel fingernails????
Don’t want to go back to salon, because they just talk me into getting my nails redone (I can’t say no ) so how do I get them off at home the easiest quickest way possible. I want to try to grow my own nails out now actually they are finally long.””
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What is the difference between the overnight rate and the bank rate?
describes as the bank rate””””””
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“”Pay day loans, how do they know?
How do they know if another Business gave you a payday loan? Is there state laws in Florida from keeping a person from getting 2 at a time as long as there not due on same week?
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How do I find out about my credit rating?
Hello, I am looking to find out about my credit rating & debts, however I cannot seem to find anyone to help me?! Is there any companies that can find out for me? I would like to pay of any debts I might have as I am not sure which I have paid & which might still be outstanding!?! Thanks heaps!””
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I am looking for a loan shark in dublin asap?
I am looking for a loan of 2,500 asap. anyone know who i can contact or where to go.””
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Does anyone know about a free bankruptcy clinic in wv?
Legal Aid left me a message about a bankruptcy clinic starting in the Martinsburg area and now they won’t return my call with the information. Does anyone know about this? Any info would be greatly appreciated. Thanks so much~
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How exactly does GameStop pre-orders work in store and online?
I pre-ordered the Pokemon X&Y Special Edition 3DS XL online from GameStop to be delivered to my home. But in general, does Gamestop reserve their pre orders in the order that they came in? Let’s say someone were to go to the store and pre-order a product by paying the full amount in advance. I’m sure that GameStop will do their best to make sure that the person is GUARANTEED a copy, right? But when someone pre-orders online the site says that they will be charged when the shipping is processed which will take days/weeks/months. So in comparison, a person who puts down money at a store will be guaranteed to get a copy since they already gave in money. However, what happens to an online pre-order when no money has been put down? Am I not even on their pre-order list until my the shipping is processed? Does it even matter if I was the first person to pre-order online? Or is there really no difference? I ask this because I know there are pros and cons in purchasing things online and would like to use your answer for future reference””
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Can I get a home loan right now with a 590 credit score?
My income is $58000/year, have great rental history, great employment history — we would like at monthly mortgage payment around $1000-$1100/month. We are tired of renting. What are my chances right now? “”
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What are my options or what will happen if I get sued for a defulted Auto Loan?
Back in 2003 I co-signed on an auto loan with my now x-husband. When we were divorced our decree states the car is his financial responsibility and possession. The car has been reposed and sold.The last collection agency that purchased the loan wont send me any paperwork on the loan. what the balance is and is threatening to attach my wages. I want to know if I am taken to court for this what will happen. I offered to make them $150 monthly payments but they told me to forget it & hung up. Will I be able to make payments if I’m taken to court. What will happen?
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Does anyone have the activation key for CompuCram.?
It’s a Mortgage Broker/Loan Officer test online to study for the exam
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Does the Capital One credit card have an inactivity fee?
I got a better credit card but would like to hang onto my capital one card for emergencies. If I keep this card in my wallet will I get screwed for not using it?
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We are finishing up on a Chapter 7 bankruptcy. The only thing we reaffirmed was the vehicle I totaled last?
Bankruptcy was due mainly to medical bills
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Is it actually possible to get a loan instantly with bad credit! I don’t want a payday loan.?
i don’t care too much about interest at this point. I have applied for 2 before where you have to pay 50 before you even start and i never end up woith the money. can anyone recomend a loan company they have got a successfull loan from with bad credit??
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Do you think the singer dude in the Geico Insurance commercials is cute?
i meant the freecreditreport.com commercials
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How do i raise my Credit Score?
How do i raise my credit score from 680 to 740 in a years time?
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I just found out the my identity was stolen and am repairing it but I need to take out an auto loan but W?
My identity was stolen and im repairing it but I need to take out an auto loan my old car is on its last legs and I need to buy a new one because i commute to school and I also have no strong co signers where and how can i get an auto loan for 10000 I have 3000 to put down and I have a small part time job where i make like 600 a month and i have no bills either.
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I need a payday loan and I only have direct deposit with a bank card. Can someone help me?

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I want to start a plant hire business. where do i start and where can i find ALL relevant information.?

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Is it illegal to borrow money from a loan shark?
how much interest does an average loan shark charge for a $1,000 loan for 6 months?””
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Reaffirming a loan in bankruptcy?
I was reading over a personal loan that I have, it is a secured loan using my car as collateral. It reads in the fine print somewhere that one of the ways that the loan is in default is if I file for bankruptcy. Now, I am not late on this loan and I want to reaffirm the loan. I don’t think they really want my car, which is only worth $3,000 blue book value. Will I be able to reaffirm? Is there a way to find this out before I retain a lawyer? Do I ask during the initial consultation?””
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#repost

“Question ABOUT bankruptcy?

Me and my fianc had a car and the loan was in both of our names and along with other debt I am thinking about filing for bankruptcy my question is if I file for bankruptcy and he doesnt is the back going to continue to go after him for the money we owe on the car

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#repost

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How do I use fafsa to pay for my books in college?
I start college soon and I haven’t bought my books because when I went to the college bookstore they only had new and the books were over 100 dollars. I also heard that it is okay to wait until after the first day of classes to buy your books so you know which versions you need for sure? Should I just buy my books now or wait?
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“”I’m paying my bills ontime, but with borrowed money. Can I declare bankruptcy even though i havent missed pay?

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Where is the best place to get a very low auto loan?
I have noticed some info on searches that made reference to a 4.05% auto loan. I just can’t find it? I have pretty good credit. After my recent 220,000 mortgage it’s 804. I would bet there is an auto loan out there for under 5% for someone with my credit rating?””
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Lyrics to free credit report dot com commercial?

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We have a mortgage through wells fargo. I am wondering if I can pay on the 16th and I won’t get penalized?
Our payment stub says that the payment is due on the 1st. It then says after the 16th pay $50 late fee””””. When we first got our mortgage””
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Can anyone tell me of a good debt consolidation site that worked out?

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No rental history can I get a mortgage?
I have been pre qualified for an FHA loan. I ahve no rental history. I have lived with my girlfriend for 9 years, but not on the lease. He takes cash or money order so we only have handwritten reciepts which I don’t think will fly.The landlord will sign the verification form, but needs to know will there be any trouble for him with the IRS for example? What does the lender do with these verification forms? DO they go to the IRS or HUD or FHA or are they just for the use of the mortgage company? So can I go for a mortgage with this sheet filled out or should we rent for a year with a rental that is a managed company . I am thinking maybe this landlord isn’t reporting all income on taxes, but I don’t want to cause problems for him or my girlfriend.””
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Filling a second bankruptcy?
I had a ch. 7 discharged in Aug of 2002.. I have an irregular income right now, with an unemployment claim. I have no securities, no house, etc..just an old car. My debts include about 13k in credit cards, one is in a income sensitive plan ( 17/month), ending in April, one paying a collection agency 110/month on 6700, and the other is about 2 months past( 5500), and used a years of unemployment insurance payments. On top of this, I have Sallie Mae signature student loans of about 48k, that have only 4 months forbearance left, which you have to pay for…and around 150k in fed loans that have much forebearence left. I’m not sure what to do, I have nothing, should I just let it all go, and in 2 years file bankruptcy, if I havent’ landed a 6 figure or more job?””
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What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?
Don’t care for payday loans -NOT AN OPTION ok. I’ve already pawned some stuff. Didn’t get much money along with odd jobs for elderly neighbors too. Friends & family are not helpful either-have own money problems. On fixed income/disability too. No luck with personal loan from bank/credit union. Any suggestions or solutions will be appreciated.
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Is my car loan intrest rate normal?
My first time financing a car. Its a 2001 chevy suburban. and didnt really pay attention to the intrest rate. I just wanted and needed a car very bad to get to work. Also i finances with a bad credit car loan place. I paid my first payment of 255 i got my receipt and it said 255 then it said intrest collected 95. So only 160 out of 255 actually went to my car. Is this normal? Thats like 40percent i think
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Does anyone know the best way to find the best mortgage?
Does anyone know the best way to find the best mortgage? I want to refinance to a 15-yr mortgage, how do I find the best rate? I tried lending tree, and they had a very limited selection and I was spammed to death. Thanks!””
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What is the difference between a Bank and a loan shark?
Tony-check out unauthorised interest on High St banks on ten pounds one came in at 4600000%!
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Can you be charged with fraud for defaulting on a car title loan?
I received the loan in another state. I moved back to Tx but left the car in a relatives garage in the state where I got the loan. I have been unable to make the payments. They are threatening filing fraud chareges on me. I am willing to let them repo the car.
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Is there a place I can get my credit report online for free?
Need one ASAP thanxs
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How can I get the payday loan people to stop e-mailing me about payday loan offers.I want it to stop.?

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Bankruptcy and how to fix your credit?
I filed Bankruptcy and it has been discharged for a year as of June and i went to pull my credit report some of the items that are on my credit report is still there they where not paid off. I still have balances on 15 accounts i filed chapter 13 and i have been trying to get in touch with the attorney i went through and he is no longer with this company. My credit score is 512 what can i do fix this problem i am 13,000.00 in debt because of this and i dont have that kind of money layng around the house should i consolidate them they are all old bills but i wanna fresh start. Please Help!!!””
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Can you file for bankrupty while being threated by a lawyer with court action?
I have just recieved a letter from a laywer stating if i don’t pay the balance of a old accout he will take me to court. well i ‘m not working right now and have offered to pay ten dallars a month until i find work. can i declare to keep him from sueing
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How does a down payment work?
I am looking into getting an auto loan. This is my first loan so I am new to everything. The credit union I am looking to borrower from, is asking 20% down payment. I have read some articles online but none have really answered my questions. For example, if the vehicle I want is $10,000, I will need to secure a 10k auto loan. So, 20% = $2000 for a down payment. If I do hand over $2000, does that mean I owe the bank $8000 plus interest since I asked for $10,000 and downed $2000, it will mean I already paid $2000 towards the initial $10,000 I was asking for, right?? Or do I owe the full $10,000 plus interest?? Sorry for the repetitive numbers, it may sound confusing. Also how will it look on paper? Will my credit report show a loan for $10,000 or $8000??””
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Credit reports and bankruptcy?
I have to wonder why people tell other people not to file bankruptcy because it will be on your credit report for 7–10 years.”””” I ask this because””
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#repost

“Question ABOUT bankruptcy?

Me and my fianc had a car and the loan was in both of our names and along with other debt I am thinking about filing for bankruptcy my question is if I file for bankruptcy and he doesnt is the back going to continue to go after him for the money we owe on the car

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“”Im in 24,000 worth of debt, i wanna file bankruptcy?””
I lived in md, what should I know about bankruptcy and do it help””
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What can I do if my ex-wife defaults on an auto loan I cosigned for or is continually late making the payments

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If my credit score is a 614 am I gonna get screwed getting a deal on a car??
I am in the market for a new car; a lil undecided as to whether I should buy or lease. I was not sure how much my fair”””” credit score would screw my financing.””””””
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Threatened by a loan shark?
I borrowed $5,000 from a loan shark and he wants $20K back in the next 3 days. I had no choice but to resort to a loan shark and now I don’t know what to do! He was nice at first but now he’s literally threatening to kill me if I don’t pay him back in 3 days. I don’t know if police would even help and I feel helpless. I have nowhere near $20K right now. What can I do? I’m feeling depressed and suicidal RN.””
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What happens if I purchase 2 items on a best buy credit card at different finance lengths?
I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0% 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0% 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53/mo for 36 months. That doesn’t seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks””
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Where can I check my credit score for FREE? NOT freecreditreport.com?
I have already checked there and my Aunt has used them and they charged her 9.99 a month, which is not exactly free””””””
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What is the best credit card for me?
I’m pretty much looking to apply for a credit card for the sole purpose of emergencies and for the use of gas and groceries at times. I don’t travel for work, so I’m not looking for one with mile points or anything. But I’d like to get one with low fees and the lowest APR and interest possible. My credit score is around 700 so I know I’d be eligible for some decent cards. I’m just not sure what would best suit me. I’ve heard Capital One and Discover are decent. But any advice I would really appreciate.””
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How to get customers to open a retail credit card?
I just started working full-time at a retail store and I am supposed to get 2 customers each week to open a credit card account. I’m an introvert and I don’t have amazing people skills (which is something I hope to improve while at this job) so mostly I simply ask at the end of the transaction if they are paying with their store card. If they have out a form of payment already and only like one thing to buy, I don’t usually ask (though I guess I should, right?) How else can I ask if people want to open up an account? It’s actually a good deal for the most part. When do I bring it up and what kinds of things should I say? Actual examples please! → PLEASE don’t say explain the benefits””””!!! If you have an actual phrase that I could use/adapt””
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Is A 23.90% APR too high for a credit card?
Young adult with short credit history choosing a credit card to establish some form of credit.
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Does anyone know where i can get a free credit report?
does anyone know of a web site that i can get a free credit report? I mean really FREE.
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Alternitive to bankrupcy?
i have 4000 of debt which i have tried to pay back, unfortunately my partner got made redundant and i am 8 months pregnant so there is not 1 penny spear in out banks. i have been told that there is an alternative to bankruptcy that cost around 90 is this true. We are really struggling to buy what we need fr our baby so paying off debt just isn’t an option any more I NEED HELP””
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How do i find a blank contract for a prsonal auto loan?

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Opening a checking account with bad credit?
Hi, I’m in NYC and I need to open a checking account but I have a bad credit. That’s because I had over drafted from my previous checking account with Chase Bank and since I lost my job I was not able to pay for it. The bank closed my account about after a month and I got a letter from a collection agency and I paid the money that was owed to the bank last week. So, I was wondering if I could open a checking account once again. And I would prefer to open a checking account with Chase once again because they have to most ATM’s here. If not then are there any banks in NYC that would accept me. Thnx for your help guys””
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I have 30K in credit card debt and I NEED your advise!!!?
I know I owe an insane amount of money, but I’m not sure what to do about it. It is all on 1 credit card and I have great credit, but I only pay the minimum every month. My job situation has changed and I am currently not able to pay the minimum anymore… Please give me advice, credit consolidation, call the company, what do I do?????? Thanks in advance for any guidance!!””
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Which is the best credit reporting agency that moniters your credit for you — some look like rip-offs.?

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Can someone with bad credit finance a car with no money dopwn?
filled out a form online to help me find a finance deal with bad credit and recieved a call from a local dealership. He asked me to come in and I said I didnt have any money at the moment but was looking, He said I didn’t need any money as it was no money down, I then told him how I have bad credit and he said he knows and that its ok that its been okayed. So my question is, is it worth going in tomorrow? I dont have any money and he said the first payment wouldnt be due until next month along with insurance..i dont wanna go in and be pressured when I have no money atm, any ideas? What kind of monthly payments can be expected? I really need a car now aswell..””
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Can a payday loan company court order my employer?
Hi, I am using a consolidation company to help pay back my payday loans. One of the lenders is not happy and has been calling my employer. My payroll department decided to do a wage assingment because the lender threatened to court order my employer. I have written a cease and desist letter as well as a revocation letter. Need advice please?””
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Do you need to have actual cash in pocket to gamble in Las Vegas?
By this question, I mean can you somehow use a credit card to gamble? Say I want to play Roulette, do you buy chips with cash directly from the dealer? The same question goes for Blackjack and Barracat. I believe that the slot machines will take pre-loaded cards. Could someone who frequents Vegas please let me know. Thanks to all!””
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Is my credit good enough for a private student loan?
After my Stafford loan, I still need $5000.00 for trade school. Through the school, I applied for the $$ with Nellie Mae Excel and Student Loan Xpress. Here is my situation….. I filed bankruptcy(discharged 4/2005) and my credit has been perfect since. My credit scores average approx. 650…I have bought a house and new vehicle since then. My income is 35K per year and my Debt to income is approx 30% Do you see any difficulties in getting approved for one of these 2 loans? How negative would they look on the bankruptcy or are they more concerned with my recent credit and payment history?””
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How long does it take for payday uk to deposit a loan?
Has anyone had any experience with payday uk?
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What is a mortgage? how long does a mortgage take to payoff in the UK?
What is a mortgage? How long is a typical mortgage? Identify the different types of mortgage on offer in the United Kingdom? If you cannot keep up with mortgage repayments what can happen?
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Bankruptcy? debt consolidation service? Consumer Credit Counceling Serv?
I’m trying to not file for bankruptcy. Overdraft protection is the only thing keeping me from making late or no payments at all on my bills and that’s nearly maxed out. I’m in huge cc debt, apppr 35k, and bankruptcy seems like the easiest way out and to feel like a person again. I want to try and fight my way out of this mess if I can. I would like to see if a service can help me but know there’s a lot of scams out there. Is CCCS a debt consolidation service like Debtco or are they two different things? How do I go about finding a fair and reputable service? What types of questions should I ask? I’m near Portland, OR. Anyone have a suggestion of where to find a good service or lawyer (if bnkrp is in the future)? Also, is a charge off really that much better or different than filing for bankruptcy? What’s the difference when it comes to your credit report and how it is viewed by potential lenders? TIA””
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Can a company sell everything they own and property then go bankruptcy?
They refused to pay salary and my husband is very upset about $3250 that he didn’t get paid for. He met the owner and told him they are going bankruptcy and my husband also found out the owner sold his property and sold his company stuff to his friend. A lot of his friend that were working for him did not get paid. What are the solution?
“Question ABOUT bankruptcy?

Me and my fianc had a car and the loan was in both of our names and along with other debt I am thinking about filing for bankruptcy my question is if I file for bankruptcy and he doesnt is the back going to continue to go after him for the money we owe on the car

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